Own Art is an Arts Council England initiative that makes buying contemporary art and craft easy and affordable by letting individuals spread the cost of their purchase over 10 months with the benefit of an interest free loan.

The scheme is open to all UK residents over the age of 18 and is available through a network of 260 galleries across England, Scotland and Northern Ireland.

Customers can borrow as little as £100 up to £2,500 and use the loan as a part payment on higher value items. Items can be grouped together to bring the total purchase price to over £100, in order that a loan application can be made.

Since the launch of the scheme in April 2004, over 30,000 customers have used the scheme for the purchase of over £25m worth of contemporary art and craft.

Own Art exists to support the fact that everyone can own original works of art and craft and become a collector. Whether you are a first time buyer or looking to add to your collection, anybody over the age of 18 can use Own Art.